Long-Term Returns
01

Enhance Long-Term Risk-Adjusted Returns for NPS Subscribers

The primary objective of the FoF is to improve long-term, risk-adjusted returns for NPS subscribers by:

  • Investing beyond traditional listed markets by participating in high-quality alternative investments that are otherwise not easily accessible
  • Capturing appropriate illiquidity premium over long horizons
  • Enhancing portfolio efficiency through diversified exposure
  • Ensuring better alignment between investments and long-term pension obligations

All allocations will be evaluated strictly through a fiduciary lens.

Portfolio Diversification
02

Strengthen Portfolio Diversification

The FoF aims to enhance resilience across market cycles by adding exposure to diversified mix of alternative investment strategies, including but not limited to:

  • Private Equity
  • Venture Capital
  • Private Credit
  • Infrastructure Funds
  • Growth Capital
  • Hybrid Strategies

Diversification will be achieved across:

Strategies
Fund Managers
Vintage Years
Risk-Return Profiles
Economic Sectors

Alternatives will complement — not substitute — traditional equity and debt allocations.

Sector Agnostic
03

Maintain a Sector-Agnostic Mandate

The Viksit Bharat FoF will operate under a sector-agnostic mandate. The Fund will remain open to investments across a broad range of sectors, including but not limited to:

Financial Services
Deep Technology & Digital Innovation
Defence & Aerospace
Pharmaceuticals & Healthcare
Manufacturing & Industrial Growth
Infrastructure & Logistics
Climate & Sustainability Solutions
MSME & Entrepreneurship Ecosystem
Consumer & Emerging Sectors

Capital deployment will be driven by governance standards, fund manager quality, and risk-return potential — not by sector bias.

India's Growth
04

Enable Responsible Participation in India's Growth

While subscriber interest remains paramount, the FoF seeks to facilitate prudent participation of pension savings in India's structural transformation.

Deepen domestic institutional participation in alternatives

Support capital formation in emerging and strategic sectors

Strengthen the role of long-term domestic savings in national development priorities

Financial prudence will remain the overriding consideration.

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